Webinar with Digital Pound Foundation


Digital money: global markets and the coming revolution in cross-border settlement

Programmeable money, whether in CBDCs, wholesale stablecoin or commercial stablecoin, has the potential to change our banking systems for the better. We recently discussed potential operating models in our whitepaper, Implementing a CBDC: The challenges and a solution. There are tremendous benefits to be realised for security, cross-border payment efficiencies, privacy, financial inclusion and economic growth.

On 24 February 2022, Gilbert Verdian, our CEO and Founder, will bring these insights to a panel discussion, Digital money: global markets and the coming revolution in cross-border settlement. He will join experts from Accenture, Ripple, SDX, RTGS.global and the Digital Pound Foundation to share ground-breaking use cases for CBDCs, commercial and retail bank interoperability, security design, standardisation, and how smart money can prevent fraud.

Register here


Overledger 2.x

Overledger 1.x


OAuth 2.0 standard (allowing SSO)

Proprietary (BPI Keys)


In API, seamless updates

In SDK, re-download for updates


Full abstraction across all DLTs

Partial, DLT-specific edge cases

RCG Framework

REST / JSON APIs from OVL Core

Proprietary P2P (experimental)

Time to Deploy

32 minutes (CI / CD pipelines)

1-2 weeks

QNT Utility Token / Treasury

Optimised, audited smart contracts

Experimental smart contracts


Optimised to scale fast – 23 Microservices

Hardened proof of concept
– 9 Microservices

Transaction Routing Algorithm

6 factor, game theory optimised

Experimental P2P emergent


Cloud native (scaling / resilience)

Standalone DB deployments

Cross-DLT Implementation

REST API calls direct to OVL, integrated smart contract back end

SDK-based Javascript 
apps call smart contract functions
via OVL

2021 Achievements

50% Quant team has grown by over 50% and will continue to do so 

OVL1.0 to 2.0 Release schedule accelerated, moved to much more frequent automated updates
– Previously, last major update was seven months, then in early 2021 moved to three months (Jan and March)
and then to monthly (April and May). We’re now moving to fortnightly releases. 

2.5X Overledger is now 2.5x bigger (April)  

2.0 Re-engineered the entire 2.0 architecture

Open API 3.0 for easy integration into developer workflows

OAuth 2.0 for single sign on for enterprise customers    

Cloud Native Scalable and resilient already, now deployable automatically 

Native Transactions 

OVL 2.0 Developer portal 2.0